find out about the different types of financial aid available to help you launch your business. whether you're a first-time entrepreneur or an innovative project, explore the grants, loans and support schemes that can help you succeed.

Launching a business is a major challenge, often requiring substantial financing. Fortunately, there is a wide range of financial aid available to support entrepreneurs in their projects. These schemes, whether public or private, can take the form of grants, loans or tax breaks. Their aim is to facilitate the creation or takeover of a business by supplementing the personal resources of project owners. Whether you’re unemployed and looking to retrain, self-employed or an experienced entrepreneur, there are solutions to suit every situation.

find out about the different types of financial assistance available to help you launch your business. whether you're just starting out or an established entrepreneur, explore the grants, loans and support schemes that can help your project succeed.

Setting up or taking over a business often requires substantial financial resources. Fortunately, there are a number of public and financial aid schemes available to support entrepreneurs in their projects. Whether you’re unemployed, self-employed or just a project owner, there are solutions to suit your situation. This article presents the main financial aid and support schemes available to business start-ups and takeovers.

Public assistance for jobseekers

For jobseekers wishing to set up or take over a business, there are several public assistance schemes available. L’Aide au Retour à l’Emploi (ARE) enables unemployed people to receive their benefits while starting their own business.ARCE (Aide à la Reprise ou à la Création d’Entreprise) enables you to receive part of your unemployment benefit in the form of a capital sum. L’ACRE (Aide aux Créateurs et Repreneurs d’Entreprise) offers partial exemption from social security charges for one year.

These schemes are particularly useful for budding entrepreneurs who want to maintain a financial safety net for the first few months of their business. They enable them to cover part of their initial financial needs and concentrate on developing their business.

Aid for self-employed workers

Self-employed workers can also benefit from a range of public assistance schemes. For example, Cyclone Chido in Mayotte offers direct and automatic assistance for self-employed workers affected by natural disasters. In addition, specific social benefits and the activity bonus are available to support the self-employed in their day-to-day work.

These aids enable self-employed workers to cope with economic ups and downs, and maintain their business despite difficulties. They provide invaluable support to ensure the company’s long-term survival.

New support for business start-ups and takeovers (NACRE)

Visit NACRE is a comprehensive scheme that supports entrepreneurs throughout the process of starting up or taking over a business. It offers a zero-interest loan of between €1,000 and €8,000, plus personalized support. This scheme is particularly well suited to entrepreneurs who need financial support and guidance in structuring their business.

NACRE stands out for its comprehensive approach, offering both financing and tailor-made support. It enables entrepreneurs to benefit from ongoing support and maximize their chances of success.

Solutions for financing equipment

In addition to direct financial aid, there are solutions for financing the equipment, software and furniture you need for your day-to-day business. Platforms like Hiptown offer financing solutions tailored to your specific needs. Whether you need computer hardware, professional software or office furniture, these solutions can help you equip your business without straining your cash flow.

Coworking in New Aquitaine

For entrepreneurs based in the Nouvelle-Aquitaine region, coworking represents an attractive option for reducing the costs associated with setting up business premises. Spaces like those offered by Hiptown provide flexible, collaborative working environments, enabling you to benefit from modern infrastructures at lower cost. Coworking also encourages exchange and collaboration between entrepreneurs, creating an ecosystem conducive to innovation and growth.

What are the main sources of financial support for business start-ups?

There are a number of financial aid schemes for business start-ups, includingARCE (Aide à la Reprise ou à la Création d’Entreprise),ACRE (Aide aux Créateurs et Repreneurs d’Entreprise), and NACRE (Nouvel Accompagnement pour la Création ou la Reprise d’Entreprise). These grants are designed to help entrepreneurs finance their projects.

How can I benefit from ARCE to set up my own business?

To benefit fromARCE, you must be registered with Pôle Emploi and be receivingARE (Allocations de Retour à l’Emploi). ARCE enables you to receive part of your unemployment benefit in the form of a lump sum to finance your business start-up project.

What is ACRE and who can benefit from it?

ACRE provides partial exemption from social security contributions during the first year of business. It is intended for business start-ups and takeovers, particularly for jobseekers, young people under 26, and recipients of certain social benefits.

What is the NACRE scheme?

NACRE is a support scheme offering a zero-interest loan of between €1,000 and €8,000, as well as personalized assistance before and after the business start-up or takeover. It is accessible to all project leaders, whatever their status.

Is there any specific assistance for unemployed entrepreneurs?

Yes, there are several forms of assistance specifically designed for unemployed entrepreneurs, such asARE,ARCE andACRE. These schemes enable the unemployed to maintain part of their unemployment benefits, while benefiting from exemptions from social security contributions and financing.

What social benefits are available to the self-employed?

The self-employed are eligible for various social benefits, such as the ” prime d’activité“, a financial aid scheme for low-income self-employed workers. Other schemes, such as housing subsidies, may also be available.

Where can I find information on all the financial aid available?

You can find detailed information on the financial aid available for business start-ups on public sites such as Aides-entreprises.fr. This site lists all existing forms of assistance, enabling you to carry out specific searches according to your situation and needs.

How can I obtain financing for the equipment and software I need for my business?

To finance the equipment and software you need for your business, you can take advantage of schemes such as NACRE, which offers a zero-interest loan. Other solutions, such as participatory financing or bank loans, may also be considered.

Is there any specific assistance for entrepreneurs in the Nouvelle-Aquitaine region?

Yes, there are specific aids for entrepreneurs in the Nouvelle-Aquitaine region, such as coworking facilities and regional subsidies. These aids aim to support local entrepreneurs in the development of their projects.

What financial assistance is available in 2023 for business start-ups?

In 2023, a number of financial aids are available for business start-ups, such asARCE,ACRE, NACRE and prime d’activité. These schemes help entrepreneurs finance their projects and develop their businesses.

Published On: March 13, 2025 / Categories: Startup /

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